Personal Banking Services with Unity Bank

The maritime workers of Australia formed Unity in 1970 as a member-owned cooperative that could secure wharfies and seafarers loans when the big banks wouldn't. Since then, the credit union has grown to cover more workers in more industries – including power, mining, forestry and energy.

Exclusive ETU member credit cards with low special rate

Low rate of 10.12% p.a. and up to 55 days interest free on all purchases
Balance transfers at 7.99% p.a. for 6 months
No annual fee for the first year
Visa payWave

ETU Visa Debit Card

Use your funds from your own account
Visa payWave enabled

Home Loan Special

Low ongoing variable rate
No monthly account keeping fees
Free unlimited redraw

Banking App

Fingerprint login
Tap and Pay - purchases under $100 (Android devices only)
Ability to change your card PIN plus lots more

Apple & Android Pay

Use your ETU Visa Debit or Credit Card
Easy, secure, fast way to pay for items on your phone

Wide Access

One of the largest Direct Charge Fee Free Networks in Australia
Our network includes rediATMs, NAB ATMs and Cashcard ATMs
23 branches across Australia

Other Loans

Competitively priced personal or small business loans

Exclusive Relationship Manager

A dedicated Relationship Manager will be available for all REC members and will be your personal guide to all the financial solutions and expertise you may require.